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Wayne Auto Loan Rates
Find the best rates for your new or used vehicle
-
New
-
Used
36
Months
48
Months
60
Months
72
Months
84
Months
New Auto Loan
7.68%*
New Vehicle Rates - 36 Month Term
| Model Years | Credit Score | Rate |
|---|---|---|
| 2025 - 2027 | 600 - 850 | 7.68% |
Max Mileage:
150,000 milesLoan Amount:
$10,000 - $100,000
7.68%*
New Vehicle Rates - 48 Month Term
| Model Years | Credit Score | Rate |
|---|---|---|
| 2025 - 2027 | 600 - 850 | 7.68% |
Max Mileage:
150,000 milesLoan Amount:
$10,000 - $100,000
7.68%*
New Vehicle Rates - 60 Month Term
| Model Years | Credit Score | Rate |
|---|---|---|
| 2025 - 2027 | 600 - 850 | 7.68% |
Max Mileage:
150,000 milesLoan Amount:
$10,000 - $100,000
7.68%*
New Vehicle Rates - 72 Month Term
| Model Years | Credit Score | Rate |
|---|---|---|
| 2025 - 2027 | 600 - 850 | 7.68% |
Max Mileage:
150,000 milesLoan Amount:
$10,000 - $100,000
N/A
Used Auto Loan
8.28%*
Used Vehicle Rates - 36 Month Term
| Model Years | Credit Score | Rate |
|---|---|---|
| 2010 - 2026 | 500 - 850 | 8.28% |
Max Mileage:
150,000 milesLoan Amount:
$10,000 - $100,000
8.28%*
Used Vehicle Rates - 48 Month Term
| Model Years | Credit Score | Rate |
|---|---|---|
| 2010 - 2026 | 500 - 850 | 8.28% |
Max Mileage:
150,000 milesLoan Amount:
$10,000 - $100,000
8.28%*
Used Vehicle Rates - 60 Month Term
| Model Years | Credit Score | Rate |
|---|---|---|
| 2010 - 2026 | 500 - 850 | 8.28% |
Max Mileage:
150,000 milesLoan Amount:
$10,000 - $100,000
N/A
N/A
1. A new automobile has not been titled and only has a manufactured statement of origin, while a used vehicle has a title.
2. The Annual Percentage Rate (APR) is accurate as of 4/9/2026. The APR assumes a $25,000 loan amount for new automobiles, units, motorcycles, or ATVs, and $10,000.00 loan amount for used automobiles, units, motorcycles, or ATVs, a minimum credit score of 720, that the monthly payment is automatically deducted from a Wayne Bank checking account, and includes a $125 loan documentation fee. The APR will increase by .25% if the automatic payment deduction is not selected or is terminated. For new automobiles and used automobiles over 5 model years, the APR will increase by 1:00%.
Higher interest rates and APRs are in effect for lower credit scores.
APRs and interest rates are subject to change without notice. Other terms and interest rates are available. Minimum and maximum loan amounts and additional fees and restrictions may apply. Please contact any local Community Office for additional information.
All loans are subject to credit approval.
Auto Payment Calculator
Estimated Monthly Payment for 36 Months at 0.00% APR*
$0.00Current Monthly Payment
$0
New Monthly Payment
$0
Total Monthly Savings
$0
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*Rates subject to credit approval. Terms and conditions apply.
